Jerry HollandLoan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into the loan balance.
Jerry HollandIf you’re self-employed and thinking about buying a home, you might have heard it’s harder to qualify for a mortgage. The truth? While there are a few more steps involved, you absolutely can get approved.
Jerry HollandIf you're using a VA loan to buy a home, one key milestone is the VA appraisal. It’s not just about value. It’s about making sure the home is safe, sound, and move-in ready — all based on the VA’s rules and timelines.
Jerry HollandIf you're a veteran or currently serving, the VA home loan is one of the most powerful benefits you've earned. It's designed to help you purchase a home with fewer roadblocks and more advantages than most other types of mortgages. This step-by-step guide will walk you through the process of getting started — and make sure you're set up for success.
