About – Quazel Mortgage
🇺🇸 Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Our Story

Built on Family.
Designed for Your Future.

Quazel Mortgage started on a front porch with two little girls and a dream. Today it's a licensed mortgage brokerage built on the same values — family, transparency, and doing right by people.

🇺🇸 Veteran-Owned
🏠 Family-Owned
5.0 Google Rating
👤
Jerry Holland Founder & Chief — NMLS #2133626
Meet the team →
Quincey and Hazel at Hogle Zoo, 2019
Quincey & Hazel
Hogle Zoo, Utah — 2019
The name behind the brand 🍋
Where It All Began

A name that started with cupcakes.

When my daughters Quincey and Hazel were young, they'd set up a card table outside and sell lemonade, cookies — anything they could whip up. One afternoon they decided they'd open their own store someday and call it "Quazel Cupcakes." That moment stuck with me.

Years later, after struggling through my own painful homebuying experience — three loan officers, two realtors, and almost giving up entirely — I opened my own mortgage brokerage. We focused on client education, closing early, and making the process actually enjoyable.

When it was time to give the brand a name that truly matched what we stood for, I went back to the one with heart. The name we do all this for.

This brand is built on family, but designed for the future.

🍋

The Front Porch

Two little girls. A card table. A dream to sell cupcakes and call it "Quazel." The name was born before the business ever was.

🏠

A Painful Homebuying Experience

Three loan officers, two realtors, and almost giving up. Jerry experienced firsthand what happens when lenders don't communicate — and decided to build something better.

📋

New Point Lending Opens

The brokerage launched with a clear focus: client education, early closings, and making the mortgage process actually enjoyable. A new standard was set.

Quazel Mortgage Is Born

The name "New Point Lending" no longer matched the technology, culture, or care being delivered. So we went back to the name with meaning — Quazel.

"

Quazel is more than a brand. It's a promise I've made to my family — and to yours — that the homebuying process can be smarter, faster, and way less stressful.

👤
Jerry Holland
Founder & Chief — Quazel Mortgage
What We Stand For

Three promises we make to every client.

Not buzzwords. Not fine print. Just the things we're genuinely committed to every single time.

🇺🇸

Veteran & Family Values

We're veteran-owned and family-operated. That means we treat every client the way we'd want someone to treat our own family — with honesty, patience, and real care. No games, no pressure.

🔍

Full Transparency

You'll never get a surprise bill or a number that "changed at the last minute." We show you the full picture upfront — every fee, every rate, every option — so you can make confident decisions.

🎓

Education First

We arm you with the knowledge to understand your loan, not just sign it. Most clients say they learned more in one conversation with us than in all their previous homebuying experiences combined.

What Clients Are Saying

Real people. Real results.

Got Questions?

We've got answers.

Common questions we hear from buyers every day. If yours isn't here, just reach out — we answer fast.

Book a Free Call
What's the difference between pre-qualified and pre-approved?
Pre-qualification is a quick estimate based on the info you provide. Pre-approval is more official — we verify your income, credit, and documents so you're ready to make a strong offer the moment you find the right home.
How much do I need for a down payment?
It depends on the loan type. Some loans require as little as 0% (VA & USDA), 3% (Conventional first-time buyers), or 3.5% (FHA). We'll help you find the best option based on your specific situation and goals.
What credit score do I need to buy a home?
Most loan programs start around 580–620. Some can go as low as 500, but the higher your score the better your rate. We'll review your full credit picture and help improve it if needed before you apply.
I'm self-employed. Can I still get a mortgage?
Absolutely. We offer loan options that use bank statements, assets, or CPA-prepared profit and loss statements instead of traditional tax returns. Self-employed borrowers are our specialty.
Can I qualify with rental income?
Yes! We can count projected rent or existing lease agreements to help boost your qualifying income. This is especially helpful for investors or buyers purchasing a multi-unit property.
Do I lose ownership with a reverse mortgage?
No — you stay on the title and retain full ownership of your home. The loan balance is repaid when the home is sold, or when it's no longer your primary residence.
Ready to Get Started?

Work with a team that actually cares.

You've heard the story. You know what we stand for. Now let's write the next chapter — yours. Whether you're buying your first home or your fifth, we're here to make it the best experience you've ever had.

No cost to apply
Response within the hour
Licensed in UT · ID · FL · CO
Quazel Footer Preview
Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate