When the Fed Cuts Rates, Mortgage Rates Can Go Up—Here’s the Shocking Reason
In most economic cycles, a Federal Reserve rate cut signals a slowing economy, and mortgage rates tend to follow by decreasing. But 2025 has disrupted this pattern entirely. ...more
Mortgage ,National News
October 29, 2025•2 min read
Loan Churning: A Costly Mortgage Trap
Loan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into ... ...more
VA Home Loan ,Mortgage &National News
August 13, 2025•3 min read
How Self-Employed Buyers Can Qualify for a Mortgage
If you’re self-employed and thinking about buying a home, you might have heard it’s harder to qualify for a mortgage. The truth? While there are a few more steps involved, you absolutely can get appro... ...more
Mortgage
July 26, 2025•4 min read
What to Expect During a VA Appraisal (And What Happens If It Comes in Low)
If you're using a VA loan to buy a home, one key milestone is the VA appraisal. It’s not just about value. It’s about making sure the home is safe, sound, and move-in ready — all based on the VA’s rul... ...more
VA Home Loan ,Mortgage
July 24, 2025•3 min read
How To Get Started With Buying a Home Using Your VA Loan Benefit
If you're a veteran or currently serving, the VA home loan is one of the most powerful benefits you've earned. It's designed to help you purchase a home with fewer roadblocks and more advantages than ... ...more
VA Home Loan ,Mortgage
July 24, 2025•3 min read
How to Read a Loan Estimate (And Why It Matters)
Loan Estimates can be confusing if not properly explained. The last thing you want is to sign a document, that is wrong for you. We can fix that with a little time and education on what is importan... ...more
Mortgage
July 19, 2025•4 min read
