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🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
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Plain-language guides on VA loans, home buying, rates, and everything in between — written by the team at Quazel.

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Loan Churning: A Costly Mortgage Trap
VA Home LoanMortgageNational News
Loan Churning: A Costly Mortgage Trap

Loan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing cost…

August 12, 20251 min readRead →
Big News on Assuming a VA Loan
VA Home Loan
Big News on Assuming a VA Loan

If you are diving into the world of homeownership, particularly as a veteran or military member, VA Loans are an essential topic to understand. The VA Loan offe…

June 6, 20251 min readRead →
Why are Home Prices Falling in 2025
Mortgage
Why are Home Prices Falling in 2025

Home prices are flattening and inventory is rising in 2025. Learn why this could be the best time to buy a home, even with mortgage rates around 7 percent.…

May 28, 20251 min readRead →
Contracts  Real Estate
Real Estate Contracts
Contracts Real Estate

REAL ESTATE CONTRACTS AND THE VALUE OF HAVING A PROFESSIONAL GUIDE YOU THROUGH THE PROCESS…

May 19, 20251 min readRead →
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Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate