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Uinta Basin Home Loans | Vernal & Roosevelt | Quazel Mortgage
🎖️ Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Uinta Basin Home Loans

Buying a Home in the Uinta Basin

From Vernal to Roosevelt, we help buyers across the Basin get pre-approved fast and close a week early. As your Mortgage Broker, we shop your loan across multiple lenders instead of handing you one rate.

Vernal Roosevelt
Buying in the Uinta Basin

Two Counties, One Basin

Vernal and Roosevelt anchor the Uinta Basin, a region built around energy, agriculture, and access to the Uintas and Dinosaur National Monument. Vernal sits in Uintah County, Roosevelt sits in Duchesne County, two separate counties with separate assessors, but one tight-knit region for buyers looking for space, affordability, and a slower pace than the Wasatch Front.

And if you're a veteran, here's a reminder worth repeating, our loan officers are veterans themselves. We understand your LES, your BAH, your VA disability rating, and what it actually takes to turn your benefits into an approval, no explaining acronyms, no starting from scratch. When it's time to find a home, we can also point you to local real estate agents who know the Uinta Basin well and understand the VA process from the offer letter to the closing table.

Where We Work

Two Counties We Serve Across the Basin

Vernal
Uintah County
The Basin's largest city and Uintah County seat, close to Dinosaur National Monument and the Green River. A mix of established neighborhoods and steady new construction, with strong ties to the region's energy sector.
Roosevelt
Duchesne County
The largest city in Duchesne County, serving as a hub for the western half of the Basin. Affordable entry points and a strong small-town feel, popular with families and buyers coming from the Uintah and Ouray Reservation communities nearby.
Local Resource

Uinta Basin Property Tax Basics

If the home you buy in Uintah or Duchesne County will be your primary residence, you likely qualify for the state's 45% primary residential exemption, meaning you're only taxed on 55% of your home's fair market value. Since Vernal and Roosevelt sit in two different counties, each has its own assessor's office to file with.

📎
Uintah County Assessor — Primary Residential Exemption (Vernal)
Check your exemption status or submit a declaration directly through the Uintah County Assessor's Office ↗.
📎
Duchesne County Assessor — Residential Exemption (Roosevelt)
Check your exemption status or submit a declaration directly through the Duchesne County Assessor's Office ↗.
🎖️
Utah Disabled Veteran Property Tax Abatement
Veterans with a VA disability rating of at least 10% may qualify for an additional property tax exemption on top of the primary residential exemption, worth up to several hundred thousand dollars of taxable value depending on your rating. In Uintah County, apply through the Uintah County Clerk/Auditor ↗. In Duchesne County, apply through the Duchesne County Clerk/Auditor ↗. Ask your Loan Officer if this applies to you, we help veterans check this all the time.

Ready to Buy in the Uinta Basin?

Let's run your numbers and get you pre-approved. Expect to close one week early.

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Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate