You shouldn't have to guess what you can afford. We combine local expertise with modern tools to give you clear answers.
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About 0.5% less than the industry average. A full 1% less than many of the big guys.
We don’t sneak in thousands in extra fees like other traditional lenders.
When you have access to better rates, you don't have to hide them behind a salesperson.
Live data updated from our trading desk.
Whether you are buying your first home or building an empire.
Low down payments and flexible credit requirements for primary residences.
$0 down payment and no mortgage insurance for our veterans and military families.
Competitive rates for primary, secondary, and investment properties.
High-balance financing for luxury homes and highly competitive real estate markets.
Qualify based purely on the property's cash flow, no personal income verification required.
Convert home equity into tax-free cash for homeowners age 62 and older.
In most economic cycles, a Federal Reserve rate cut signals a slowing economy, and mortgage rates tend to follow by decreasing. But 2025 has disrupted this pattern entirely. ...more
Mortgage ,National News
October 29, 2025•2 min read

Loan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into ... ...more
VA Home Loan ,Mortgage &National News
August 13, 2025•3 min read

If you’re self-employed and thinking about buying a home, you might have heard it’s harder to qualify for a mortgage. The truth? While there are a few more steps involved, you absolutely can get appro... ...more
Mortgage
July 26, 2025•4 min read
