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Davis County Home Loans | Layton, Kaysville, Bountiful, Farmington | Quazel Mortgage
🎖️ Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Davis County Home Loans

Buying a Home in Davis County

From Layton to Bountiful, we help Davis County buyers get pre-approved fast and close a week early. As your Mortgage Broker, we shop your loan across multiple lenders instead of handing you one rate.

Layton Kaysville Bountiful Farmington Syracuse Clearfield
Buying in Davis County

A County Built Around Military Families

If you're PCSing into Hill Air Force Base or you've called Davis County home for years, you'll find a mix of established neighborhoods in Bountiful and Farmington alongside newer growth in Syracuse and Clearfield. There's a home here for almost every stage of life.

Our loan officers are veterans themselves. We understand your LES, your BAH, your VA disability rating, and what it actually takes to turn your benefits into an approval, no explaining acronyms, no starting from scratch. When it's time to find a home, we can also point you to local real estate agents who know Davis County well and understand the VA process from the offer letter to the closing table.

Where We Work

Cities We Serve Across the County

Hill AFB
Layton
The county's largest city and home to Hill Air Force Base. A high-volume market for VA and military buyers.
Established
Kaysville
A well-established, tree-lined community with strong schools and steady demand from move-up buyers.
Long-Standing
Bountiful
One of the county's most established markets, close to Salt Lake City with mature neighborhoods and bench-view homes.
County Seat
Farmington
Home to Station Park and the county government center, with a mix of new development and legacy neighborhoods.
Growing
Syracuse
One of Davis County's fastest-growing cities, popular with young families looking for newer construction.
Affordable
Clearfield
Close proximity to Hill AFB with some of the more affordable entry points in the county.
Davis County
And Many More
Centerville, North Salt Lake, Woods Cross, West Point, Fruit Heights, and every city in between. If it's in Davis County, we cover it.
Local Resource

Davis County Property Tax Basics

If the home you buy in Davis County will be your primary residence, you likely qualify for the state's 45% primary residential exemption, meaning you're only taxed on 55% of your home's fair market value. Here's where to check your status or apply directly with the county.

📎
Davis County Assessor — Primary Residential Exemption
Check your exemption status or submit a declaration directly through the Davis County Assessor's Office ↗. We can factor this into your estimated payment when we run your numbers.
🎖️
Utah Disabled Veteran Property Tax Abatement
Veterans with a VA disability rating of at least 10% may qualify for an additional property tax exemption on top of the primary residential exemption, worth up to several hundred thousand dollars of taxable value depending on your rating. Apply each year through Davis County Tax Administration ↗. Ask your Loan Officer if this applies to you, we help veterans check this all the time.

Ready to Buy in Davis County?

Let's run your numbers and get you pre-approved. Expect to close one week early.

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Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate