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St. George Home Loans | Washington County | Quazel Mortgage
🎖️ Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Washington County Home Loans

Buying a Home in St. George

Southern Utah's red rock capital and one of the fastest-growing metros in the country. We help Washington County buyers get pre-approved fast and close a week early. As your Mortgage Broker, we shop your loan across multiple lenders instead of handing you one rate.

St. George Washington City Hurricane Ivins Santa Clara
Buying in Washington County

A Different Kind of Utah Market

St. George and the surrounding Washington County cities are a different market than the Wasatch Front, warmer, red rock scenery, and a big draw for retirees, remote workers, and buyers relocating from out of state. Golf communities, active adult neighborhoods, and new construction around Ivins and Santa Clara sit alongside established St. George neighborhoods close to Zion and Snow Canyon.

Our loan officers are veterans themselves. We understand your LES, your BAH, your VA disability rating, and what it actually takes to turn your benefits into an approval, no explaining acronyms, no starting from scratch. When it's time to find a home, we can also point you to local real estate agents who know Washington County well and understand the VA process from the offer letter to the closing table.

Where We Work

Cities We Serve Across the County

Regional Hub
St. George
Southern Utah's largest city, with everything from downtown historic homes to newer golf-course communities.
Family-Friendly
Washington City
A growing, more affordable neighbor to St. George with strong family appeal and quick freeway access.
Fast-Growing
Hurricane
One of the fastest-growing cities in the county, closer to Zion National Park with more affordable entry points.
Resort Living
Ivins
Home to Kayenta and Snow Canyon-adjacent living, a top pick for buyers wanting resort-style desert scenery.
Established
Santa Clara
A quieter, well-established community just west of St. George with strong long-term appreciation.
Washington County
And Many More
Leeds, La Verkin, Toquerville, Apple Valley, and every community across Southern Utah. If it's in Washington County, we cover it.
Local Resource

Washington County Property Tax Basics

If the home you buy in Washington County will be your primary residence, you likely qualify for the state's 45% primary residential exemption, meaning you're only taxed on 55% of your home's fair market value. Here's where to check your status or apply directly with the county.

📎
Washington County Assessor — Primary Residential Exemption
Check your exemption status or submit a declaration directly through the Washington County Assessor's Office ↗. We can factor this into your estimated payment when we run your numbers.
🎖️
Utah Disabled Veteran Property Tax Abatement
Veterans with a VA disability rating of at least 10% may qualify for an additional property tax exemption on top of the primary residential exemption, worth up to several hundred thousand dollars of taxable value depending on your rating. Apply each year through Washington County Auditor's Office ↗. Ask your Loan Officer if this applies to you, we help veterans check this all the time.

Ready to Buy in Washington County?

Let's run your numbers and get you pre-approved. Expect to close one week early.

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Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate