Quazel Mortgage — Navigation
🎖️ Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Free Calculator

How Much Can I Afford?

Get a realistic home price range based on your income, debts, down payment, and loan type — not just a ballpark number.

← All Calculators
💵 Income
W2 / Salaried
Self-Employed
Joint / Household
$
$/mo
Rental, alimony, child support, etc.
⚠️
Self-employed qualifying income
Lenders typically average your last 2 years of net profit from Schedule C or K-1. If your income is inconsistent year-to-year, use the lower of the two years.
$
$
$/yr
$/mo
$
$
$/mo
Rental, alimony, child support, etc.
💳 Monthly Debts
Use minimum payments
Car Payment(s)
All vehicle loans
$
Student Loans
Monthly minimum
$
Credit Cards
Minimum payments only
$
＋ Add another debt
Total monthly debts $750/mo
🏦 Down Payment & Loan Type
$
%
Updates $ amount automatically
%
%/yr
💡 Tip
Rate is estimated — enter the exact % your LOS or lender quoted for accurate results.
🏠 Estimated Home Costs
Used in payment calculation
$
Varies by county — check local rates
$
$
Maximum Purchase Price
$—
Enter your income to see results
Comfortable range
Comfortable
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Max Qualify
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Stretch
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Principal & Interest
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Property Tax
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Insurance
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Total Monthly PITI
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📊 Debt-to-Income Ratios
Front-End DTI (housing only) —
0%28% ideal36%
Back-End DTI (all debts) —
0%43% standard50%
🔍 Qualification Summary
Qualifying Income—
Max Monthly Housing—
Loan Amount—
Down Payment—
Required Cash to Close—
LTV Ratio—

Get your actual pre-approval

These are estimates. A Quazel loan officer can pull your real numbers and get you a pre-approval letter — usually same day.

📅 Book a Free Call →
Estimates only. Actual qualification depends on credit score, employment history, assets, and lender guidelines. Results do not constitute a pre-approval or loan commitment.
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