Protect your privacy
before your credit is pulled.
Reduce spam calls, avoid unwanted credit offers, and keep your credit file clean for mortgage underwriting.
Visit OptOutPrescreen.com →Opting out protects you
Each time your credit is checked, bureaus may share your information with lenders and marketers offering "pre-screened" offers. Opting out stops this and keeps your focus where it belongs — on your home loan.
Stay Focused on Your Mortgage
Opting out reduces distractions from pre-approved offers and lets you focus on the home loan process with clarity.
Protect Your Credit Profile
Fewer inquiries mean a cleaner credit report. This can help maintain your score and speed up underwriting.
Stop Unwanted Calls
Opting out prevents telemarketers from accessing your data. It's quick, free, and federally regulated under FCRA.
Why you get bombarded with calls
When a credit bureau receives a mortgage inquiry, it can legally sell your data to other lenders under the Fair Credit Reporting Act (FCRA). These "trigger leads" are purchased by call centers and competing lenders — often resulting in dozens of unwanted calls within hours of your credit being pulled.
Opting out before your credit pull removes you from these marketing lists entirely and keeps your information private throughout your home buying journey.
Opt Out Now — It's Free →Done in under 5 minutes
The opt-out process is simple, free, and federally protected.
Take 5 minutes.
Stop the calls for good.
Opting out helps protect your privacy, reduce clutter, and keep your credit profile clean for your mortgage.