Quazel Mortgage — Navigation
Cedar City Home Loans | Iron County | Quazel Mortgage
🎖️ Veteran-Owned Business
🏠 Family-Owned & Operated
🔒 Licensed in UT · ID · FL · CO  |  NMLS #2133626
Iron County Home Loans

Buying a Home in Cedar City

Southern Utah's college town and gateway to Bryce Canyon and Zion. We help Iron County buyers get pre-approved fast and close a week early. As your Mortgage Broker, we shop your loan across multiple lenders instead of handing you one rate.

Cedar City Enoch Parowan
Buying in Iron County

Southern Utah's College Town

Cedar City is home to Southern Utah University and the Utah Shakespeare Festival, and it's one of the more affordable entry points into Southern Utah compared to St. George. It's also a gateway town, close to Zion National Park, Bryce Canyon, and Cedar Breaks, which draws both full-time residents and buyers looking for a second home near the outdoors.

Our loan officers are veterans themselves. We understand your LES, your BAH, your VA disability rating, and what it actually takes to turn your benefits into an approval, no explaining acronyms, no starting from scratch. When it's time to find a home, we can also point you to local real estate agents who know Iron County well and understand the VA process from the offer letter to the closing table.

Where We Work

Cities We Serve Across the County

College Town
Cedar City
Home to SUU and the Shakespeare Festival, with a strong mix of established neighborhoods and steady new growth.
Growing
Enoch
A quieter, fast-growing suburb just north of Cedar City with newer construction and more open land.
Historic
Parowan
One of Utah's oldest settled towns, with historic homes and easy access to Brian Head and Cedar Breaks.
Iron County
And Many More
Cedar Highlands, Kanarraville, Brian Head, and every community across Iron County. If it's in Iron County, we cover it.
Local Resource

Iron County Property Tax Basics

If the home you buy in Iron County will be your primary residence, you likely qualify for the state's 45% primary residential exemption, meaning you're only taxed on 55% of your home's fair market value. Here's where to check your status or apply directly with the county.

📎
Iron County Auditor — Property Exemptions & Abatements
Check your primary residential exemption status or submit a declaration directly through the Iron County Auditor's Office ↗. We can factor this into your estimated payment when we run your numbers.
🎖️
Utah Disabled Veteran Property Tax Abatement
Veterans with a VA disability rating of at least 10% may qualify for an additional property tax exemption on top of the primary residential exemption, worth up to several hundred thousand dollars of taxable value depending on your rating. This is administered through the same Iron County Auditor's Office ↗. Ask your Loan Officer if this applies to you, we help veterans check this all the time.

Ready to Buy in Iron County?

Let's run your numbers and get you pre-approved. Expect to close one week early.

Quazel Footer Preview
Licensing

State Licenses & Disclosures

Quazel Mortgage (New Point Lending) is licensed to conduct business in the following states:

Colorado
Mortgage Company Registration
Regulated by the Colorado Division of Real Estate
Florida
Mortgage Broker License #MBR4669
Regulated by the Florida Office of Financial Regulation
Idaho
Mortgage Broker/Lender License #MBL-2082133626
Regulated by the Idaho Department of Finance
Utah
Mortgage Entity License #12221828
Regulated by the Utah Division of Real Estate