Loan Churning: A Costly Mortgage Trap

Loan Churning: A Costly Mortgage Trap

Loan Churning: A Costly Mortgage TrapJerry Holland
Published on: 13/08/2025

Loan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into the loan balance.

VA Home LoanMortgageNational News
What to Expect During a VA Appraisal (And What Happens If It Comes in Low)

What to Expect During a VA Appraisal (And What Happens If It Comes in Low)

What to Expect During a VA Appraisal (And What Happens If It Comes in Low)Jerry Holland
Published on: 24/07/2025

If you're using a VA loan to buy a home, one key milestone is the VA appraisal. It’s not just about value. It’s about making sure the home is safe, sound, and move-in ready — all based on the VA’s rules and timelines.

VA Home LoanMortgage
How To Get Started With Buying a Home Using Your VA Loan Benefit

How To Get Started With Buying a Home Using Your VA Loan Benefit

How To Get Started With Buying a Home Using Your VA Loan BenefitJerry Holland
Published on: 24/07/2025

If you're a veteran or currently serving, the VA home loan is one of the most powerful benefits you've earned. It's designed to help you purchase a home with fewer roadblocks and more advantages than most other types of mortgages. This step-by-step guide will walk you through the process of getting started — and make sure you're set up for success.

VA Home LoanMortgage
Big News on Assuming a VA Loan

Big News on Assuming a VA Loan

Big News on Assuming a VA LoanJerry Holland
Published on: 06/06/2025

If you are diving into the world of homeownership, particularly as a veteran or military member, VA Loans are an essential topic to understand. The VA Loan offers an array of benefits for our veterans and their families

VA Home Loan