Jerry HollandVA loan assumption sounds simple until you factor in the equity gap. Here is what buyers and sellers actually need to cover before the numbers work.
Jerry HollandVA loans cover 1 to 4 unit properties. Live in one unit and use rental income from the others to help you qualify.
Jerry HollandNo appraisal, no income documents, a 0.5% funding fee. Here's how a VA IRRRL actually works, and when it's not the right move.
Jerry HollandLoan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into the loan balance.