When the Fed Cuts Rates, Mortgage Rates Can Go Up—Here’s the Shocking Reason

When the Fed Cuts Rates, Mortgage Rates Can Go Up—Here’s the Shocking Reason

When the Fed Cuts Rates, Mortgage Rates Can Go Up—Here’s the Shocking ReasonJerry Holland
Published on: 29/10/2025

In most economic cycles, a Federal Reserve rate cut signals a slowing economy, and mortgage rates tend to follow by decreasing. But 2025 has disrupted this pattern entirely.

MortgageNational News
Loan Churning: A Costly Mortgage Trap

Loan Churning: A Costly Mortgage Trap

Loan Churning: A Costly Mortgage TrapJerry Holland
Published on: 13/08/2025

Loan churning happens when borrowers are convinced to refinance repeatedly without any real financial benefit. Every time a loan is refinanced, new closing costs and fees are added, often rolled into the loan balance.

VA Home LoanMortgageNational News